TERMS OF SERVICE

Effective Date: January 01, 2026
Last Updated: January 01, 2026

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by De La Pena Financial Services LLC, doing business as DLP Senior Benefits (“Company,” “we,” “us,” or “our”). These Terms apply to users located within the United States.

By accessing or using our Website or services, you agree to be bound by these Terms. If you do not agree, please do not use our Website or services.

1. Business Identity

De La Pena Financial Services LLC operates and conducts business under the name DLP Senior Benefits.

We are an independent insurance services provider and are not affiliated with, endorsed by, or acting on behalf of any government agency.

2. Services Provided

We provide insurance consultation and related services, including:

Reviewing insurance coverage options

Policy comparisons

Enrollment assistance

Renewal guidance

Senior benefit education and support

All insurance products are subject to eligibility requirements, underwriting approval, and carrier guidelines.

3. User Eligibility

You must be at least 18 years old to use this Website or request services.

4. SMS / TEXT MESSAGE TERMS (A2P 10DLC COMPLIANT)

4.1 Program Description

If you opt in to receive SMS communications from DLP Senior Benefits (De La Pena Financial Services LLC), you may receive:

Appointment confirmations and reminders

Consultation follow-ups

Customer support messages

Policy or enrollment updates

Renewal reminders

Educational messages

Promotional messages (only with explicit consent)

Message frequency varies based on your interaction.

4.2 Consent to Receive Messages

By providing your mobile number and selecting the opt-in checkbox on our Website, you provide express written consent to receive text messages.

Consent is not a condition of purchase

Message frequency varies

Message and data rates may apply

4.3 Opt-Out Instructions

You may opt out at any time by replying:

STOP to unsubscribe

HELP for assistance

You may receive one final confirmation message after opting out.

4.4 Customer Support Contact

De La Pena Financial Services LLC
DBA DLP Senior Benefits

Email: [Your Email]
Phone: [Your Phone Number]
Website: [Your Website URL]

4.5 Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

4.6 No Mobile Information Sharing

No mobile information will be shared with third parties for marketing purposes.

5. Privacy Policy

Your use of our Website is also governed by our Privacy Policy.

6. User Responsibilities

You agree:

To provide accurate information

That the phone number belongs to you

Not to use services for unlawful purposes

7. Intellectual Property

All Website content is owned by De La Pena Financial Services LLC and protected under U.S. law.

8. Limitation of Liability

We are not liable for indirect or consequential damages resulting from use of our services.

9. Governing Law

These Terms are governed by the laws of the State of Texas.

10. Changes to Terms

We may update these Terms at any time. Continued use means acceptance.

11. Contact Information

De La Pena Financial Services LLC
DBA DLP Senior Benefits

Business Address: 6401 King Trail, Corpus Christi, Texas 78414
Email: [email protected]
Website:https://www.dlpinsurancesolutions.com